Mortgage difficulty while preparing this sale
For an owner-occupied house, the sale date is only one part of the decision. Compare the offer, moving costs, access arrangements, and the date you can hand over possession.
The mortgage question in this seller situation
A desired move date and a mortgage deadline are different dates. Show the complete notice to a qualified counselor or attorney and ask what needs attention now. Keep any proposed Lake Stevens sale in the comparison, but do not treat a flexible possession discussion as protection from the mortgage process.
Keep the property decision documented
For each proposal, record inspection conditions, funding readiness, closing and possession separately. Ask what happens if the replacement home or moving arrangements change. A higher price and an earlier possession requirement may solve different problems for your household.
Reach independent Washington help
Contact your servicer through the number on a verified statement. The Washington Foreclosure Fairness Program explains free housing counseling and the counselor or attorney referral route for mediation. Call 1-877-894-HOME (4663). Eligibility and deadlines need individual review; homeowners cannot self-refer to that program.
Keep all pages of notices, later correspondence and dated contact notes. The CFPB counselor finder and Northwest Justice Project legal-help page provide independent starting points.
If you also request an offer
Washington Home Solutions LLC operates this website as a prospective property buyer. We are not a law firm, mortgage servicer or HUD-approved counseling agency. An inquiry or purchase agreement does not itself postpone a trustee sale. A proposed purchase depends on authority, title, price, funding and timing.
Follow this property's sale process and keep your preparation worksheet alongside, rather than in place of, qualified assistance.
Official program information checked September 8, 2026. General preparation information; no attorney or housing-counselor review is implied.